Should I Refi.com | Home Loan Refinance | Cash Out

Take a couple quick minutes to fill out our free home purchase or refinance questionnaire and a local, knowledgeable, mortgage professional will contact you within 24 hours.

"After the last experience that I had with a mortgage company I didn't know where to turn. Thank you for restoring my trust in the mortgage industry. Everything from my application to closing went very smooth and I will recommend that all of my friends looking for a mortgage start at Should I Refi.com. Thank you!"

Justin H.

If you are looking to purchase a home or wondering if refinancing is a smart financial decision for you or wondering if you're getting the RIGHT MORTGAGE for YOUR SITUATION, you've come to right place. The approved mortgage professionals who are the members of Should I Refi.com are here to help educate you about mortgage programs that best fit your needs if you are purchasing a home and refinancing your existing mortgage. Best of all, our members live and work in the same communities that you do, are familiar with your real estate market, and can meet in person to help guide you through the mortgage process from application to closing.

After filling out one of our online forms, our software transmits your information to our approved member from your area who will assist you in obtaining the optimal financing for your situation if you are purchasing a home or can help determine if refinancing will benefit your financial situation and explain to you which programs you may or may not qualify for. Our online purchase and refinance form provide your mortgage professional with enough information so he or she will have a good idea of what you're looking to do or what your current situation is.

At Should I Refi.com your questions HONESTLY and our members will provide the very BEST LEVEL OF SERVICE that you are looking for as well as the EXPERIENCE and GUIDANCE that is essential in today's lending and real estate market!

Latest Blog Posts

Housing Reform Options

A series of documents containing tax reform options are placed before the Senate Finance Committee. On May 15, 2013 the sixth in the series was released. The document describes some areas of discussion and lists the current challenges and potential goals for reform (the opportunity to simplify tax spending). The current federal tax code includes [...]

Homebuyer’s Remorse is real

Over half of Americans surveyed have at least one regret after buying or renting a home, according to a survey. The real estate site, Trulia.com surveyed more than 2000 individuals. Some experience the feeling of remorse, and some just regret not being more informed about their future home before signing on the dotted line. The [...]

We need more first-time homebuyers

First-time homebuyers are a key component in the road to housing recovery. They are usually buying from a seller that is purchasing a step-up from their current home. When new buyers don’t buy, the market stalls. According to the Campbell/Inside Mortgage Finance Housing Pulse Tracking Survey, the first-time buyer’s share of the purchase market was [...]

APR measures the true cost of a loan

The annual percentage rate (APR) is an interest rate that is different from the note rate. It is commonly used to compare loan programs from different lenders. The Federal Truth in Lending Act (TILA) requires mortgage companies to disclose the APR when they advertise a rate. Typically the APR is found next to the rate. [...]

VA Benefits: Home Loan Guaranty

The Department of Veterans Affairs helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. They provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy. VA Home Loans are provided by private lenders, such as banks and mortgage companies. [...]